Fees & FAQ
What it costs and what you get.
Transparent pricing, what insurance does and doesn't cover here, and answers to the questions I hear most often.
Fees
A private-pay practice.
No insurance means your mental health record stays out of insurance databases - important for many professionals, athletes, and executives. Payment is due at the time of session. I accept all major cards, HSA, and FSA.
Consult
Phone or video. No paperwork, no commitment. A conversation to see if we're a fit.
Initial intake
Our first full session. We'll map out what's bringing you in and what you'd like the work to do.
Individual session
Standard ongoing session. Typically weekly to start, adjustable as we go.
Extended session
Available for specific work - trauma processing, EMDR sets, or clients who travel in.
Rates current as of 2026. A limited number of reduced-fee slots are available for clients for whom cost is a genuine barrier - ask in the consult.
Insurance
Why I'm out-of-network - and what that means for you.
Most mental health insurance requires the therapist to submit a formal diagnosis, session notes, and treatment plans to the insurer. That information enters your medical record. For a lot of my clients - people with security clearances, licensing boards, board seats, custody situations, or future life-insurance applications - that's a meaningful trade.
More honestly: insurance also pays me less than a fair rate for depth work, dictates session length, and often limits the kinds of issues it'll cover. Staying private-pay is what lets me do this work well.
Superbills
If your plan has out-of-network mental-health benefits, I can provide a monthly superbill that you submit for partial reimbursement. You'd pay me at the time of session, then get some portion back from your insurance (typically 30–70% after a deductible). Call the number on your insurance card and ask: "Do I have out-of-network mental-health benefits? What's my deductible and reimbursement rate for CPT code 90837?"
HSA / FSA
Sessions are an eligible expense under HSA and FSA accounts.
Questions
Frequently asked.
How do I book a consult?
Use the form on the contact page, or email me directly. I usually respond within one business day.
How often are sessions?
Weekly to start. This isn't a preference - weekly rhythm is what lets the work accumulate. After we've been working for a while, we can look at every-other-week if it makes sense.
How long does therapy take?
Most of my clients work with me for six months to two years. Some shorter, some longer. We'll talk about what you're working on and revisit it together as we go - you'll always know where we are in the process.
What's your cancellation policy?
Full session fee applies for cancellations within 24 hours. I hold your slot on my calendar, which means it's unavailable to other clients during that time.
Do you prescribe medication?
No - I'm a therapist, not a psychiatrist. If medication becomes part of the conversation, I have trusted prescribers I refer to and will coordinate care with your provider.
Do you work with couples?
Not currently. My practice is individual work only.
What if I'm in crisis?
This practice isn't set up for crisis care. If you're in immediate danger, call or text 988 (Suicide & Crisis Lifeline), go to your nearest emergency room, or call 911. For urgent but non-emergency mental-health support, the 988 Lifeline is available 24/7.
What about confidentiality?
Everything we talk about is confidential with narrow legal exceptions - imminent danger to yourself or someone else, and abuse of a child or vulnerable adult. We'll go through these in the first session so you know exactly where the lines are.
Are you accepting new clients?
I take on a limited number of new clients each month to keep the work sustainable. If I'm full when you reach out, I'll tell you and offer referrals to trusted colleagues.